Are you currently following the Federal Council's proposal to introduce solidarity insurance against earthquake damage that would cover all property owners in the country? In view of the fact that only a minority of 15% of homeowners are insured against such natural disasters, the Federal Council is proposing that in the event of an earthquake, everyone should contribute up to 0.7% of the value of their property. This also applies to those whose property is not directly affected. The aim of this initiative is to create a safety fund of CHF 22 billion to deal with the financial consequences of a potentially catastrophic earthquake. However, the idea has not met with universal approval. Voices from the insurance industry and the homeowners' association are particularly critical. They argue against state interference and warn of a precedent that could open the door to further state-imposed safety nets.Property owners are likely to view the Federal Council's proposal with understandable skepticism. The idea of a solidarity fund for earthquake damage sounds like solidarity, but questions of fairness and feasibility remain unanswered. How will the contributions be distributed fairly and what does this mean for owners who have already invested in safety measures? This initiative stimulates an important debate about solidarity, the role of the state and the financial obligations of property owners. The consultation period for this initiative ends on March 22. It remains exciting.