Today we venture an initial forecast for the Swiss real estate market in 2024, focusing on the factors that are particularly relevant for property owners, buyers and sellers.First, let's take a general look at how experts predict the Swiss economy will develop in 2024: Inflation in Switzerland is expected to fall to 1.5% and economic growth to be between 0.8% and 1.1%. Despite global challenges such as climate change and political uncertainties that could affect these forecasts, there is no serious crisis in sight - a good sign for the real estate market. There is good news in terms of mortgage interest rates: Interest rates for 10-year fixed-rate mortgages have fallen from over 3% to just over 2%. Attractive conditions can also be observed for short-term mortgages. This trend could continue in line with the general economic situation, although changes in inflation policy could influence interest rates. In the long term, however, lower interest rates are expected by the end of 2024. Saron mortgages, which are currently slightly more expensive than fixed-rate mortgages, could also benefit from future rate cuts. For those who want more security, short-term fixed-rate mortgages are a good choice. As for real estate prices for 2024, despite a slight decline in condominiums due to the housing shortage, no major price correction is expected. This stability is advantageous for both sellers and buyers. Overall, there are many indications that the real estate market in Switzerland will remain stable in 2024, which is positive news for property owners, buyers and sellers alike.